Personal Accounts
Community Bank of Georgia is pleased to offer a variety of products and services to meet the specific needs of our clients.
Personal Checking Accounts
Regular Checking
1
Now Checking
1
Account Type: This is an interest bearing checking account and is for Sole Proprietors, Non-profit Organizations, or Public Funds.
Community Gold Checking (Senior Account)
1
Account Features: Designed for those 50 and older; Wallet Checks provided; No fee for Cashiers Checks; No fee for Travelers Checks
Community Checking
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Account Features: Unlimited check writing; No fee for Travelers Checks; Discounted fee of $3.00 for Cashiers Checks
Community Student Checking (Ages 13-18, joint with adult)
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Account Features: On the 19th birthday the account will be converted to a regular checking account unless the bank is notified that the customer is still a student.
Community Grad Checking (Ages 19-23)
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Account Features: On the 23rd birthday the account will be converted to regular checking unless the bank is notified.
Personal Savings Accounts
Regular Savings
1
Other Fees/Limits: $2.00 per withdrawal in excess of 2 per month. Early closing fee of $20.00 if the account is closed within six months. Transfers from a savings account to another account, or third parties by pre-authorized, automatic, or telephone transfers are limited to six per calendar month.
Treasuresaver Club (Ages 0-13, joint with adult)
1
Other Fees/Limits: Early closing fee of $10.00 if the account is closed within six months. Transfers from a savings account to another account, or third parties by pre-authorized, automatic, or telephone transfers are limited to six per calendar month.
Holiday Savings
1
Other Fees/Limits: EService charge of $10.00 will be assessed if the account is closed prior to November 1st.
Personal Money Market
1
Other Fees/Limits: Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle. A $3.00 Excessive Money Market Fee will be assessed for each transaction in excess of 6 per month.
Personal Credit Cards
We are proud to offer a local credit card with global purchasing power. Our Platinum Collection, and the World and World Elite Collection, from Mastercard® offers you a credit card designed to complement the way you live provided by the community bank you trust. You have the freedom to choose a card that fits your specific needs.
Platinum Preferred
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No annual fee
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Earn unlimited one point for every dollar spent
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Eligible for 25,000 bonus points
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ID Theft Protection™
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Mastercard Airport Concierge™
Platinum Payback
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No annual fee
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1% Cash Back
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ID Theft Protection™
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Mastercard Airport Concierge™
Platinum
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No annual fee
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ID Theft Protection™
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Mastercard Airport Concierge™
*Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Subject to enrollment and periodic promotions. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
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Interest Bearing Account Disclosures
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Interest is accrued daily and credited on the last day of each statement cycle. Monthly statements are provided on NOW Accounts, Seniors Accounts, and Money Market Accounts. Quarterly Statements are provided on Regular Savings and Treasuresavers Accounts.
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We use the current daily ledger balance method to calculate the interest on your account. This method applies a daily periodic rate to the current ledger balance in the account each day.
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If you close your account before interest is credited, you will receive the accrued interest.
Your interest rate and APY may change
